Niche specialists in commercial trucking insurance — built by trucking professionals, for trucking professionals.
Contractors Choice Agency was founded with a single premise: the trucking industry deserves specialized insurance — not generic commercial coverage sold by agents who've never seen a gooseneck trailer. We serve hot shot operators, owner-operators, and small fleets exclusively within the commercial transportation sector.
Based in Sun Lakes, Arizona, CCA is licensed in all 50 states and works with a vetted panel of A-rated carriers specifically experienced with trucking risks. We know the FMCSA requirements, the load board standards, and what coverage actually matters when you're hauling freight across state lines.
Whether you're a single truck owner-operator running your first load or a growing fleet managing 5–20 units, we build programs that fit your actual operation — not a one-size-fits-all package designed for someone else.
We're not a call center. We're niche specialists who understand trucking risks.
We focus on commercial trucking — not home, auto, and life on the side. That depth means better coverage at better prices.
Submit a quote request before noon and we'll have competing options back to you the same business day. Most carriers bind within 24 hours.
We only work with A-rated (Excellent) or better carriers rated by AM Best. No surplus lines, no financially questionable markets.
One agency for your entire operation — wherever you run, we can write the coverage and file the required certificates.
Specialized fleet programs for 2–20+ unit operations with single-policy simplicity, fleet discounts, and dedicated account management.
Online COI portal available 24/7 for clients. Request certificates in seconds — no waiting on business hours for standard certs.
We place business with established, A-rated carriers experienced in commercial trucking risks.
9744 E Riggs Rd
Sun Lakes, AZ 85248